Buying a Short Sale Home? Keep This in Mind

One of the greatest myths in the world of real estate is that buying a home that’s in a pre-foreclosure state, or one that has already been foreclosed upon, will get you the very best deal possible. This is inaccurate for a number of reasons, though if you know what you’re looking at you can sometimes snag a bargain. There are a few things you need to know before making that leap the first time.

The Amy Merrill Team has more than 14 years of experience selling Short Sale Homes and Foreclosures. Contact us today if you are facing foreclosure or interested in purchasing a short sale or foreclosed home.

Learn more about purchasing a Short Sale Home…

What Do You Know About Airflow? Choosing Air Filters 101

Air filtration is an important part of your home’s ventilation system. Without an air filter in place, dust and other airborne particles would be distributed throughout your ductwork. This could aggravate allergies, build up on your vents to reduce airflow and possibly even create bigger problems over time.

This doesn’t mean that you can just grab any air filter and slap it in place, of course. Choosing the right air filter for your home is important if you want to get the most life out of your heating and cooling system. Stop for a moment and think about your HVAC system; do you really know what sort of air filter you need to keep things running in top condition? If you don’t, here’s what you need to know.

Wow! Another Listing You Do Not Want to Miss!

🚨New Listing Alert!🚨

🗝 145 Wood Run, Greece

🏡4 bedroom, 3.5 bathroom
🏡Beautiful 2-story foyer
🏡Hardwood floors
🏡Gas Fireplace
🏡Granite counter tops
🏡Jetted tub
🏡full basement with kitchenette and bathroom
🏡 The list goes on and on 😍😍

This house has everything you want and MORE! Give us a call today to set up a private showing before this listing is gone!📲

#TheAmyMerrillTeam #NavigatingYouHome

Click the link for more information on this property:
https://www.navigatingyouhomeny.com/…/5c9d2662ff5812fbab58…/

Add a Spring Touch to Your Home

Even if the weather isn’t cooperating quite yet – spring is on the way! Cheering up your home with some spring decor is the perfect way to prepare for warmer days and more sunshine. Here are some options to prepare your home for the next season!

ADD AN HERB GARDEN

While they may not last outdoors with the sporadic weather of spring, bringing potted herbs into your home and letting them soak up sunlight in a kitchen window is the perfect way to add life to your home and have access to fresh herbs while you’re cooking.

THINK SPRING 

If you are all about DIY-ing, creating simple decorations can add a pop of seasonal color to your home. Take that pair of rain boots you don’t wear anymore and turn them into planters – add bright floral arrangements and use your new decor item as an inviting piece by your front door.

POPS OF COLOR

Neutral and sleek is all the rage right now, but adding a pop of color in your normal decor can add a cheerful touch to your home. Swap out your kitchen napkins or tablecloth with something a little bit more colorful, like soft blues or pinks. Small changes can do enough to make your home feel different without being overwhelming.

FLORALS ARE ALWAYS THE ANSWER

Whether or not you already include florals in your home decor, take the time to swap out or add something new that feels like spring. While fresh flowers are a great choice, consider picking up some faux florals for the majority of your decor and saving the fresh flowers for a centerpiece. Don’t be afraid to add pops of color, specifically yellows and pinks, to create a focal point for the room.

TOUCH UP TIME

Is there a room in your home that is just feeling drab? Maybe it is dark and uninviting, or maybe it has white walls that have started to fade. While you are spring cleaning, consider adding a fresh coat of paint to a place in your home that needs a boost of light. Spring is all about being fresh and new, so your home should feel that way too!

Top 5 Home Staging Props

1. ORCHIDS & HIGH QUALITY FLORALS

Orchids are an incredibly versatile prop. They are beautiful, elegant, and add class into any interior, regardless of the style of home. They will pair well with just about any room. You can add them into a bathroom for a spa-like feel, group them into containers for a grand entryway centerpiece, or make them the highlight of the dining room. Adding high quality florals can be the perfect way to decorate any space, and the variety of flower types and arrangements can blend into any decorating theme.

2. BOOKS

Books are wonderful space fillers and can introduce subtle pops of color into your living space. They can also be used as risers to add dimension to your room by propping other decorative pieces.

3. BOWLS, TRAYS, & VASES

Ceramic containers can add a calming and organic effect to a decorative scene. They are beautifully subtle, and can be just the right touch to bring a room together. Using vases, trays, and bowls allow a lot of versatility. Vases can be used as a creative way to hold utensils in a kitchen and bowls can be used for small plants. The right container, paired with the right filler, can set the scene and create a warm and inviting space.

4. FILLERS

Fillers are the perfect addition to the types of containers noted above. Fillers can be wicker balls, moss balls, faux lemons or other fruits, bread, flowers, and just about anything else you can think of. Fillers can bring a lived-in look to any space, warming up what could otherwise feel like a bare room.

5. LIFESTYLE ELEMENTS

Having lifestyle elements in your home can really set the stage for the theme you want to incorporate. Lifestyle elements are things that breathe life into any room, and help to prevent it from feeling too staged. These can be things such as a teapot on a night stand, a bowl of fruit on a dining room table, little figurines on nightstands, books on a coffee table, etc. You can even add a breakfast tray on a set bed. Use lifestyle scenery sparingly so it doesn’t come off as too cheesy and over-done.

Price Drop Alert!

🚨Price Drop Alert🚨

🌲🌳141 Acres of prime land ranging from flat land, slightly rolling land and a steep peak with views.🏞🏕

~1996 mobile home on site shares a well w/ 2nd 1978 mobile home that is not habitable. Each has their own septic & electric service.

The potential for this property is endless and it’s now all for $200,000!!😍😍

Look at the full listing on our website below or call us today for more information or to set up a private viewing 📲

Welcoming Your Plants Back After a Long Winter

If you’re a gardener, or at least want to be one, there’s no time as amazing as early spring. This is when your plants are starting to wake from their long winter’s sleep. The white snow and frost flowers are giving way to green grass and emerging vegetation that seems to multiply like magic day after day.

Although a lot of people sit back and wait for their plants to do whatever it is that they do in early spring, others, like you, are eager to help them be all they can be this year.

The Results of Minimum Plant Care

Many homeowners just let their plants come and go as they please. Usually, they’ve inherited the vegetation from the former owner and have little interest in gardening. It’s ok, it’s not for everyone. But, due to this minimal care for the plants, many varieties will start to die off from neglect. A slow death is still a death.

Obviously, you’re looking to do a bit more to help your plants get off to a good start. Because of this, your landscape will be healthier, live longer and produce more ornamental flowers than those of the neighbor who would have preferred a lot of grass and no plants to tend.

First Thing’s First, Reduce Your Plant’s Risk of Early Season Fungus

There are varieties of herbaceous perennials like bananas, cannas and elephant ear that can survive the winter in many climates if they’re tucked in under a layer of organic mulch that’s two to four inches deep. While mulch protects them from drying out or freezing to death when it’s cold, once these types of plants start to grow in the spring, that life-saving mulch can become a real enemy.

It’s vital that you pull back the mulch from your plants every few days to check for green growth above ground. Once you see it, hollow a moat out between the plant and the mulch. Make sure no mulch is touching the new growth and that the moat you’ve scooped is about two inches wide to allow for further safe development.

Several opportunistic fungi will take advantage of young, green growth that’s constantly touching something moist, like that mulch. There’s a fine line here, tread carefully.

Soil Testing and Amendment

If you have a garden plot and failed to fertilize it in the fall, now is the time to get to it. As soon as you can work the soil, take several samples and either use a home test kit to determine the condition of the soil or have them analyzed by your local university extension’s lab. The extension tests are generally around $10, but the cost varies by location.

Either way, you’ll have some kind of indication about the condition of your soil, as well as what you can do to fix any problems. For example, you may find that your soil is low in nitrogen, a vital nutrient for plants that grow a lot of leaves very quickly, like your lawn. In this case, you’ll follow the instructions for feeding the type of plant you intend to place in the tested area, using a precise amount of fertilizer, so as not to encourage long, spindly growth in those eager plants.

The same applies to other types of fertilizer, including balanced fertilizers like 10-10-10 and 15-15-15. Most established perennials are fine with fertilizer that’s mixed into the top two to five inches of soil, but always check before you get too wild with it. A few species may have unusual reactions, including but not limited to developing an overall burned or wilted look due to root destruction. Never apply more fertilizer than necessary due to the risk of runoff and pollution of waterways.

Turn the Sprinklers On!

Once the nighttime temperatures are consistently above freezing, you’re ready to turn the water back on. Your plants will appreciate the long, deep drink and you’ll be happy to not have to water each one by hand. Remember, when turning irrigation systems back on after being drained, do so slowly. Opening the valve too quickly can result in a high-pressure water surge that can rupture sprinkler heads or burst fittings.

Be prepared to turn the system back off if a surprise freeze creeps on, but waiting as long as possible to get the irrigation started again is also a fairly safe bet.

Check for Signs of Insect Infestation

As your plants start to bud, you’ll be able to tell if they’ve developed any problems during the winter. Generally, these are caused by insect infestations, but in ornamental and fruit trees, a whole range of fungal invasion is also likely.

Small holes in the trunks of trees and shrubs are likely caused by boring insects like clearwing moths, which spend most of their life cycles inside the plant. This makes them very hard to get rid of and often results in the hollowing of the interior of limbs and branches. Those hollow branches pose a major risk to anyone walking below, as they can reach a point where they are no longer structurally sound and suddenly break away from the tree.

Don’t Forget to Call Your Landscaper

You don’t have a landscaper? Well, it’s never too late to meet one, especially when you’re part of the HomeKeepr community! Your real estate agent can recommend their favorite plant experts with just a few clicks and you’ll have access to their complete contact information without ever having to pay for any sort of membership. Recommendations from people you trust, that’s the power of HomeKeepr.

3 Better Ways to Track Your Home-Related Expenses

Owning a home means having a place that’s safe and secure to come back to after a long day at work, every day, forever, until you decide it’s time to buy a different home. In exchange for all this homeiness, all you have to do is keep all the broken bits together, maintain the grass and track home-related expenses.

Oh yes. If you don’t do a little bookkeeping, the tax man gets his and more. Might as well keep that cash as not, right?

Why You Should Track Home-Related Expenses

Your primary residence isn’t an investment, this has been said time and again (especially since the market crashed entirely), but that doesn’t mean that when you go to sell you have to take a loss. Far from it.

In fact, as of the writing of this article, you’ll likely qualify for a tax exclusion (meaning you won’t pay taxes on this amount of profit from your home sale) of $250,000 if you file on your own or $500,000 if you and your spouse file your taxes together. But, if you sold and there was more than the applicable amount in gains, you’ll have to pay taxes only on the profit above the mark. When you have all your ducks in a row, it gets a lot easier to see what side of that line you stand on.

Reducing Your Tax Burden is the Goal

When your gain from your home sale exceeds your tax exclusion, there are two ways to help improve the situation with all those receipts you’ve been saving (you have been saving them, haven’t you?). First, you can deduct expenses related to selling your home, provided these are not expenses that affect the house physically. Think closing fees, brokerage commissions, and some seller-paid closing costs.

The other way to reduce your capital gains burden is to produce records that account for your extensive remodeling. These are the kinds of projects you definitely need a hand with. They include, but are not limited to:

  • Adding an additional room
  • Upgrading your kitchen
  • Replacing flooring
  • Having new landscaping installed
  • Putting on a new roof

The best part? These don’t have to be from the same tax year as when you sold. If you added that bedroom three years ago, pony up the receipts and reduce your tax burden. Unfortunately, regular home maintenance isn’t included on this list of ways to save a few dollars. Make sure you keep those receipts separate.

Get a Little Help From Your Friends

Keeping track of your personal finances, let alone the expenses related to your home, can be a daunting task. There are so many ways to pay these days and so many different kinds of things to pay for. This is the very reason, though, that you must be even more careful when tracking home-related spending.

Everybody has their own system, to be sure, but some are clearly superior to others. For example, if your plan is just to toss a bunch of receipts in a bucket until you get around to sorting them and manually recording each one, you may want to look into something a bit more efficient.

Even an Excel workbook is out-modeled these days, but there are several different types of apps you can use to help track your expenses, including:

  • Complete personal finance apps. Popular apps like Mint and Wally are essentially full personal finance packages that happen to store receipts. While you can give these apps permission to grab you bank information from a variety of banks all at once, you may end up with enough data that it’s a trick to find those old receipts down the road.
  • Dedicated receipt storage. ShoeboxedReceipts by Wave and Expensify are far more focused on the receipt part of your financial picture. All allow you to photograph and upload the receipts in question, can export the data you collect as a variety of reports and have a cloud-storage option, so you don’t have to worry that you’ll lose your receipts if you change phones or need to reload your operating system. PS. BTW, Shoeboxed will actually take that bucket of receipts and process them for you if you mail them in.
  • Receipt storage designed for homeowners. Not to toot our own horns, but toot toot. HomeKeepr allows you to scan your receipts in and helps you track home-related expenses automatically. All you need to do is snap a picture of your receipt and the software does the rest. You can then sort your receipts by the service type or business so you can see at a glance how much you’re spending on your project. Unlike other receipt trackers, HomeKeepr can track and maintain records for related items like appliance manuals and maintenance tasks that are due for your home.

Are You Ready to Invest in Your Home This Year?

All this talk of bookkeeping and receipt scanning surely has you thinking about how much you’ve been wanting to redo the deck or hang new gutters. Well, today’s the day. Not only can you store those receipts in the HomeKeepr platform, your real estate agent can hook you up with some of the best contractors in your area. Just pop into your HomeKeepr community and check out who has been recommended for you. Your agent put their reputation on the line by providing these referrals, so you know they have to be good!

Is Paper Weighing you Down?

Do you have a business that produces paper files and would like to clear that clutter? What type of system do you currently use for document storage? Do you need help organizing online files or setting up a system that will alleviate the clutter and time you spend filing?
Meet Bill Myers with eBizDocs and read below what services he provides.

eBizDocs (https://ebizdocs.com/) helps clients managed documents more efficiently and at lower cost. We do this by offering solutions including:

  • Mass scanning services that turn paper and film into digital images, reducing storage costs and making it more efficient to locate and work with documents
  • Electronic document management software that provides role-based security, powerful search tools, automatic routing of documents according to business rules and more.
  • Automatic data capture and electronic forms solutions to eliminate the need for manual data entry.
  • Document scanners so clients can do their own document conversion and adopt a paperless workflow going forward.

 

Bill Myers

Business Development Manager

 … INFORMATION AT YOUR FINGERTIPS

ebizdocs.com

71 Goodway Drive South

Suite 1-21

Rochester, NY 14623

(585) 794-9159

Here Comes the Drones!

The day is not that far away when you’ll hear a tippity tap at the front door and open it to find your friendly neighborhood pizza drone just waiting for you to collect your order (pineapple optional…). After all, it’s already happening in Australia.

As it turns out, drones are pretty handy things to have around. They also have plenty of applications in the real estate industry. For example, did you know that home inspectors are starting to use them more for things like roof inspections? It’s a heck of a lot safer for everyone, plus they make filming and saving a record of the roof’s condition effortless.

In the same way that inspectors are using drones to look at those hard to reach places, real estate agents are also taking advantage of the tech.

Drones are Swarming the Market!

Don’t panic, but drone adoption and utilization is taking off as the tech becomes more cost effective. In fact, a variety of services have appeared to help real estate agents and others use drones to improve the overall story they’re trying to tell about a property. Drones are handy, even when they’re not delivering pizza.

Drones outfitted to take photos or video of homes are an invaluable tool for real estate agents and buyers alike. Here are a few reasons why:

  • Improving the overall picture of the property. As more buyers rely on real estate websites to preview and eliminate homes during their search, it becomes vital that agents provide the most complete picture possible. A drone flyover can not only show the house in relation to the land it sits upon, but the relative size of things like pools, landscaping and walkways. Buyers can also use these flyovers to ensure that they’re not going to be walking into a house with a bedroom window six feet from a major road.
  • Giving an overview of the whole neighborhood. Wondering what’s close to a house that’s otherwise perfect? Check out the video the agent provided. Using a drone to get a bird’s eye view of the neighborhood will show what’s reasonably walkable nearby and can also reveal problematic houses. Privacy fences hide a lot, but drones can reveal the truth of the matter before you buy a house in a neighborhood that isn’t right for you. On the flipside of this, some people have been complaining that drones pose a huge risk to their privacy by peeking over fences and into otherwise private yards.
  • Documenting issues that may be otherwise hard to see. Drones are increasingly being employed to go into attic spaces and sent to hover over roofs in order to detect problems. If you were to sell your home, for example, it might pay to have a drone inspection of your roof and chimney so that you didn’t get any surprises during your buyer’s inspection period. As a buyer, hiring an inspector with a drone can provide much the same peace of mind since it’s easy to use these machines to document issues like hail damage and crumbling mortar.

Drones have already been used extensively in the luxury home market, but their use certainly isn’t limited to that audience. Everybody likes a good fly-by, especially if there’s something really neat to see. For example, a house in a historic area may show particularly well in a drone video.

Ultimately, drones are about adding more ways for buyers to get a good picture of the house in question. After all, no one has a lot of free time these days, but you can easily watch a drone video online, examine photos of a home you’re really interested in and then decide if it makes the short list over your lunch break without leaving the office.

Are These the Drones You’re Looking For?

Whether you need a drone video to really showcase your listing photos or you just want to make sure that your real estate agent doesn’t miss an opportunity to give potential buyers a better view of the place, there’s someone within the HomeKeepr community that can help. You can even get recommendations for home inspectors that are using this technology! Just log in and ask your network for referrals to the best people in the drone business!