Bump up your mortgage payments
If you have expandable income, you might want to think about increasing your mortgage payments. This can make a huge impact over the years and shorten the amount of time, owning your house sooner than expected.
Last year (2016) has recorded low interested rate almost throughout the year and have crept up a little towards the end. Still with 4% interest is half of the average interest rates over the past 40 years. If you haven’t thought about refinancing, now is the perfect time to do it.
Review and renew your Homeowners Insurance
It is very seldom you go over your home insurance to the last detail and if you haven’t done it in a long time, then make sure to check back the fine print. They may have offers and some other money-saving opportunities written somewhere that you may want to take advantage of.
Declutter – Declutter and Declutter
There’s no better time than a fresh start this time of the year. Set a day to go through stuff and get rid of those you’ve been keeping (thinking you’d use it at the perfect time but haven’t really for the past couple of years!) and save yourself some storage. You can be as creative as you can by doing a garage sale or joining in car boots and gain some money off the things that you don’t necessarily need.
Get Up to Speed on Safety
This is the opportunity to take a look at the safety precautions around your home – smoke detectors, home alarm, carbon monoxide detector, radon and other carcinogenic gases, etc. Hold a family meeting discussing evacuation plans in terms of crisis like fire, flood and other emergencies.
Keller Williams Realty GR West
550 Latona Rd., Bldg. C, Ste 301
Rochester, NY 14626